HQ Homes
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Assumable Loan + Second
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$207,068$207,068$242,910
Remaining term (yrs)28.428.430.0
Secondary amount$0$35,842$0
Funding fee$1,035$1,035$0
Note rate6.89%6.89%7.24%
Blended rate6.89%7.201%7.48%
1st payment$1,384.29$1,384.29$1,655.43
2nd payment$0.00$268.82$0.00
Taxes / mo$185.92$185.92$185.92
Insurance / mo$150.00$150.00$150.00
MI / mo$0.00$0.00$48.58
HOA / mo$426.00$426.00$426.00
Total monthly$2,146.20$2,415.02$2,465.93
Cash to close$62,832$26,990$26,990