HQ Homes
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · FHA
Assumable Loan + Second
Assumable · FHA
Current Market Conventional
New · Conventional
Loan amount$92,571$92,571$179,910
Remaining term (yrs)18.818.830.0
Secondary amount$0$87,339$0
Funding fee$0$0$0
Note rate3.98%3.98%7.24%
Blended rate4.83%6.854%7.48%
1st payment$581.04$581.04$1,226.08
2nd payment$0.00$655.05$0.00
Taxes / mo$93.08$93.08$93.08
Insurance / mo$150.00$150.00$150.00
MI / mo$86.42$86.42$35.98
HOA / mo$51.00$51.00$51.00
Total monthly$961.54$1,616.59$1,556.15
Cash to close$107,329$19,990$19,990