HQ Homes
Call Tony

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Assumable Loan + Second
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$683,918$683,918$765,000
Remaining term (yrs)25.525.530.0
Secondary amount$0$81,082$0
Funding fee$3,420$3,420$0
Note rate4%4%7.24%
Blended rate4%4.53%7.48%
1st payment$3,562.11$3,562.11$5,213.46
2nd payment$0.00$608.11$0.00
Taxes / mo$362.00$362.00$362.00
Insurance / mo$216.67$216.67$216.67
MI / mo$0.00$0.00$153.00
HOA / mo$7.50$7.50$7.50
Total monthly$4,148.28$4,756.39$5,952.63
Cash to close$166,082$85,000$85,000