HQ Homes
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Assumable Loan + Second
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$316,048$316,048$359,100
Remaining term (yrs)23.923.930.0
Secondary amount$0$43,052$0
Funding fee$1,580$1,580$0
Note rate2.75%2.75%7.24%
Blended rate2.75%3.499%7.48%
1st payment$1,500.29$1,500.29$2,447.26
2nd payment$0.00$322.89$0.00
Taxes / mo$128.42$128.42$128.42
Insurance / mo$150.00$150.00$150.00
MI / mo$0.00$0.00$71.82
HOA / mo$0.00$0.00$0.00
Total monthly$1,778.70$2,101.60$2,797.50
Cash to close$82,952$39,900$39,900