HQ Homes
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · FHA
Assumable Loan + Second
Assumable · FHA
Current Market Conventional
New · Conventional
Loan amount$353,328$353,328$448,200
Remaining term (yrs)23.323.330.0
Secondary amount$0$94,872$0
Funding fee$0$0$0
Note rate3.64%3.64%7.24%
Blended rate4.49%5.445%7.48%
1st payment$1,870.29$1,870.29$3,054.47
2nd payment$0.00$711.54$0.00
Taxes / mo$454.42$454.42$454.42
Insurance / mo$166.67$166.67$166.67
MI / mo$289.95$289.95$89.64
HOA / mo$75.00$75.00$75.00
Total monthly$2,856.33$3,567.87$3,840.20
Cash to close$144,672$49,800$49,800