HQ Homes
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Assumable Loan + Second
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$266,352$266,352$346,410
Remaining term (yrs)24.024.030.0
Secondary amount$0$80,058$0
Funding fee$1,332$1,332$0
Note rate2.78%2.78%7.24%
Blended rate2.78%4.217%7.48%
1st payment$1,265.36$1,265.36$2,360.78
2nd payment$0.00$600.44$0.00
Taxes / mo$262.08$262.08$262.08
Insurance / mo$150.00$150.00$150.00
MI / mo$0.00$0.00$69.28
HOA / mo$225.00$225.00$225.00
Total monthly$1,902.44$2,502.88$3,067.14
Cash to close$118,548$38,490$38,490