HQ Homes
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Assumable Loan + Second
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$429,021$429,021$459,000
Remaining term (yrs)26.226.230.0
Secondary amount$0$29,979$0
Funding fee$2,145$2,145$0
Note rate6.27%6.27%7.24%
Blended rate6.27%6.448%7.48%
1st payment$2,776.58$2,776.58$3,128.08
2nd payment$0.00$224.85$0.00
Taxes / mo$300.83$300.83$300.83
Insurance / mo$166.67$166.67$166.67
MI / mo$0.00$0.00$91.80
HOA / mo$0.00$0.00$0.00
Total monthly$3,244.08$3,468.93$3,687.38
Cash to close$80,979$51,000$51,000