HQ Homes
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Assumable Loan + Second
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$649,827$649,827$809,100
Remaining term (yrs)29.229.230.0
Secondary amount$0$159,273$0
Funding fee$3,249$3,249$0
Note rate6.18%6.18%7.24%
Blended rate6.18%6.538%7.48%
1st payment$4,002.92$4,002.92$5,514.00
2nd payment$0.00$1,061.82$0.00
Taxes / mo$448.08$448.08$448.08
Insurance / mo$216.67$216.67$216.67
MI / mo$0.00$0.00$161.82
HOA / mo$0.00$0.00$0.00
Total monthly$4,667.67$5,729.49$6,340.57
Cash to close$249,173$89,900$89,900