HQ Homes
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Assumable Loan + Second
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$343,020$343,020$391,500
Remaining term (yrs)24.724.730.0
Secondary amount$0$48,480$0
Funding fee$1,715$1,715$0
Note rate2.96%2.96%7.24%
Blended rate2.96%3.708%7.48%
1st payment$1,630.57$1,630.57$2,668.07
2nd payment$0.00$363.60$0.00
Taxes / mo$105.25$105.25$105.25
Insurance / mo$150.00$150.00$150.00
MI / mo$0.00$0.00$78.30
HOA / mo$24.00$24.00$24.00
Total monthly$1,909.82$2,273.42$3,025.62
Cash to close$91,980$43,500$43,500