HQ Homes
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Assumable Loan + Second
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$443,933$443,933$476,100
Remaining term (yrs)25.425.430.0
Secondary amount$0$32,167$0
Funding fee$2,220$2,220$0
Note rate3.89%3.89%7.24%
Blended rate3.89%4.235%7.48%
1st payment$2,289.52$2,289.52$3,244.61
2nd payment$0.00$241.25$0.00
Taxes / mo$230.50$230.50$230.50
Insurance / mo$166.67$166.67$166.67
MI / mo$0.00$0.00$95.22
HOA / mo$42.00$42.00$42.00
Total monthly$2,728.69$2,969.94$3,779.00
Cash to close$85,067$52,900$52,900