HQ Homes
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Assumable Loan + Second
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$174,463$174,463$449,910
Remaining term (yrs)18.618.630.0
Secondary amount$0$275,447$0
Funding fee$872$872$0
Note rate3.67%3.67%7.24%
Blended rate3.67%6.168%7.48%
1st payment$1,077.01$1,077.01$3,066.13
2nd payment$0.00$1,778.93$0.00
Taxes / mo$276.33$276.33$276.33
Insurance / mo$166.67$166.67$166.67
MI / mo$0.00$0.00$89.98
HOA / mo$0.00$0.00$0.00
Total monthly$1,520.01$3,298.93$3,599.11
Cash to close$325,437$49,990$49,990