HQ Homes
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Assumable Loan + Second
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$639,806$639,806$1,080,000
Remaining term (yrs)23.223.230.0
Secondary amount$0$440,194$0
Funding fee$3,199$3,199$0
Note rate3.64%3.64%7.24%
Blended rate3.64%5.315%7.48%
1st payment$3,402.13$3,402.13$7,360.18
2nd payment$0.00$2,842.92$0.00
Taxes / mo$732.08$732.08$732.08
Insurance / mo$216.67$216.67$216.67
MI / mo$0.00$0.00$216.00
HOA / mo$93.00$93.00$93.00
Total monthly$4,443.88$7,286.79$8,617.93
Cash to close$560,194$120,000$120,000