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Comparison

Side-by-side payments and cash to close

Lowest monthly: Current Market Conventional

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$428,702$382,500
Remaining term (yrs)26.230.0
Secondary amount$0$0
Funding fee$2,144$0
Note rate6.42%7.24%
Blended rate6.42%7.48%
1st payment$2,815.01$2,606.73
2nd payment$0.00$0.00
Taxes / mo$300.92$300.92
Insurance / mo$150.00$150.00
MI / mo$0.00$76.50
HOA / mo$0.00$0.00
Total monthly$3,265.93$3,134.15
Cash to close$0$42,500