HQ Homes
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · FHA
Assumable Loan + Second
Assumable · FHA
Current Market Conventional
New · Conventional
Loan amount$179,089$179,089$211,500
Remaining term (yrs)24.224.230.0
Secondary amount$0$32,411$0
Funding fee$0$0$0
Note rate2.65%2.65%7.24%
Blended rate3.5%4.343%7.48%
1st payment$832.82$832.82$1,441.37
2nd payment$0.00$243.08$0.00
Taxes / mo$229.17$229.17$229.17
Insurance / mo$150.00$150.00$150.00
MI / mo$146.39$146.39$42.30
HOA / mo$377.00$377.00$377.00
Total monthly$1,735.38$1,978.47$2,239.84
Cash to close$55,911$23,500$23,500