HQ Homes
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Assumable Loan + Second
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$683,099$683,099$688,500
Remaining term (yrs)29.429.430.0
Secondary amount$0$43,651$0
Funding fee$3,415$3,415$0
Note rate6.5%6.5%7.24%
Blended rate6.5%6.823%7.48%
1st payment$4,341.52$4,341.52$4,692.11
2nd payment$0.00$431.97$0.00
Taxes / mo$251.92$251.92$251.92
Insurance / mo$216.67$216.67$216.67
MI / mo$0.00$0.00$137.70
HOA / mo$133.00$133.00$133.00
Total monthly$4,943.10$5,375.07$5,431.40
Cash to close$81,901$38,250$76,500