HQ Homes
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Assumable Loan + Second
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$710,592$710,592$720,000
Remaining term (yrs)29.429.430.0
Secondary amount$0$49,408$0
Funding fee$3,553$3,553$0
Note rate6.11%6.11%7.24%
Blended rate6.11%6.485%7.48%
1st payment$4,336.43$4,336.43$4,906.79
2nd payment$0.00$488.94$0.00
Taxes / mo$331.67$331.67$331.67
Insurance / mo$216.67$216.67$216.67
MI / mo$0.00$0.00$144.00
HOA / mo$0.00$0.00$0.00
Total monthly$4,884.76$5,373.70$5,599.12
Cash to close$89,408$40,000$80,000