HQ Homes
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Assumable Loan + Second
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$532,678$532,678$535,500
Remaining term (yrs)27.227.230.0
Secondary amount$0$32,572$0
Funding fee$2,663$2,663$0
Note rate6.5%6.5%7.24%
Blended rate6.5%6.81%7.48%
1st payment$3,476.37$3,476.37$3,649.42
2nd payment$0.00$322.32$0.00
Taxes / mo$363.50$363.50$363.50
Insurance / mo$166.67$166.67$166.67
MI / mo$0.00$0.00$107.10
HOA / mo$79.00$79.00$79.00
Total monthly$4,085.54$4,407.87$4,365.69
Cash to close$62,322$29,750$59,500