HQ Homes
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Assumable Loan + Second
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$312,135$312,135$319,500
Remaining term (yrs)25.625.630.0
Secondary amount$0$25,115$0
Funding fee$1,561$1,561$0
Note rate5.78%5.78%7.24%
Blended rate5.78%6.234%7.48%
1st payment$1,946.57$1,946.57$2,177.39
2nd payment$0.00$248.54$0.00
Taxes / mo$136.08$136.08$136.08
Insurance / mo$150.00$150.00$150.00
MI / mo$0.00$0.00$63.90
HOA / mo$0.00$0.00$0.00
Total monthly$2,232.66$2,481.20$2,527.37
Cash to close$42,865$17,750$35,500