HQ Homes
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Assumable Loan + Second
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$576,427$576,427$667,800
Remaining term (yrs)24.924.930.0
Secondary amount$0$91,373$0
Funding fee$2,882$2,882$0
Note rate2.8%2.8%7.24%
Blended rate2.8%3.648%7.48%
1st payment$2,673.90$2,673.90$4,551.04
2nd payment$0.00$685.30$0.00
Taxes / mo$256.92$256.92$256.92
Insurance / mo$216.67$216.67$216.67
MI / mo$0.00$0.00$133.56
HOA / mo$0.00$0.00$0.00
Total monthly$3,147.48$3,832.78$5,158.19
Cash to close$165,573$74,200$74,200