HQ Homes
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Assumable Loan + Second
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$335,041$335,041$488,700
Remaining term (yrs)24.224.230.0
Secondary amount$0$153,659$0
Funding fee$1,675$1,675$0
Note rate2.31%2.31%7.24%
Blended rate2.31%4.099%7.48%
1st payment$1,501.00$1,501.00$3,330.48
2nd payment$0.00$1,024.40$0.00
Taxes / mo$385.25$385.25$385.25
Insurance / mo$166.67$166.67$166.67
MI / mo$0.00$0.00$97.74
HOA / mo$53.00$53.00$53.00
Total monthly$2,105.92$3,130.32$4,033.14
Cash to close$207,959$54,300$54,300