HQ Homes
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Assumable Loan + Second
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$609,716$609,716$611,999
Remaining term (yrs)26.926.930.0
Secondary amount$0$36,283$0
Funding fee$3,049$3,049$0
Note rate7.09%7.09%7.24%
Blended rate7.09%7.359%7.48%
1st payment$4,229.55$4,229.55$4,170.76
2nd payment$0.00$359.05$0.00
Taxes / mo$368.58$368.58$368.58
Insurance / mo$166.67$166.67$166.67
MI / mo$0.00$0.00$122.40
HOA / mo$0.00$0.00$0.00
Total monthly$4,764.80$5,123.86$4,828.41
Cash to close$70,283$34,000$68,000