Tony English | HQ Homes

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Payment stack including taxes, insurance, and HOA

Down payment / equity bring-to

Detail	Assumable Loan Assumable · VA	Current Market Conventional New · Conventional
Loan amount	$582,691	$553,500
Remaining term (yrs)	28.7	30.0
Secondary amount	$0	$0
Funding fee	$2,913	$0
Note rate	6.84%	7.24%
Blended rate	6.84%	7.48%
1st payment	$3,865.30	$3,772.09
2nd payment	$0.00	$0.00
Taxes / mo	$595.92	$595.92
Insurance / mo	$166.67	$166.67
MI / mo	$0.00	$110.70
HOA / mo	$33.00	$33.00
Total monthly	$4,660.88	$4,678.38
Cash to close	$32,309	$61,500