HQ Homes
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · FHA
Assumable Loan + Second
Assumable · FHA
Current Market Conventional
New · Conventional
Loan amount$163,946$163,946$192,081
Remaining term (yrs)23.623.630.0
Secondary amount$0$28,135$0
Funding fee$0$0$0
Note rate3.31%3.31%7.24%
Blended rate4.16%4.869%7.48%
1st payment$833.36$833.36$1,309.03
2nd payment$0.00$211.01$0.00
Taxes / mo$97.83$97.83$97.83
Insurance / mo$150.00$150.00$150.00
MI / mo$134.62$134.62$38.42
HOA / mo$384.00$384.00$384.00
Total monthly$1,599.81$1,810.82$1,979.28
Cash to close$49,477$21,342$21,342