HQ Homes
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · FHA
Assumable Loan + Second
Assumable · FHA
Current Market Conventional
New · Conventional
Loan amount$489,239$489,239$526,500
Remaining term (yrs)25.825.830.0
Secondary amount$0$37,261$0
Funding fee$0$0$0
Note rate5.41%5.41%7.24%
Blended rate6.26%6.454%7.48%
1st payment$2,928.60$2,928.60$3,588.09
2nd payment$0.00$279.46$0.00
Taxes / mo$317.17$317.17$317.17
Insurance / mo$166.67$166.67$166.67
MI / mo$369.01$369.01$105.30
HOA / mo$0.00$0.00$0.00
Total monthly$3,781.45$4,060.91$4,177.22
Cash to close$95,761$58,500$58,500