HQ Homes
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · FHA
Assumable Loan + Second
Assumable · FHA
Current Market Conventional
New · Conventional
Loan amount$546,968$546,968$562,410
Remaining term (yrs)27.827.830.0
Secondary amount$0$46,687$0
Funding fee$0$0$0
Note rate6.85%6.85%7.24%
Blended rate7.4%7.752%7.48%
1st payment$3,666.99$3,666.99$3,832.81
2nd payment$0.00$462.01$0.00
Taxes / mo$447.92$447.92$447.92
Insurance / mo$166.67$166.67$166.67
MI / mo$256.49$256.49$112.48
HOA / mo$20.00$20.00$20.00
Total monthly$4,558.07$5,020.08$4,579.88
Cash to close$77,932$31,245$62,490