HQ Homes
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Assumable Loan + Second
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$0$0$89,910
Remaining term (yrs)——30.0
Secondary amount$0$89,910$0
Funding fee$0$0$0
Note rate3.5%3.5%7.24%
Blended rate3.5%9%7.48%
1st payment$0.00$0.00$612.73
2nd payment$0.00$674.32$0.00
Taxes / mo$12.42$12.42$12.42
Insurance / mo$150.00$150.00$150.00
MI / mo$0.00$0.00$17.98
HOA / mo$0.00$0.00$0.00
Total monthly$162.42$836.74$793.13
Cash to close$99,900$9,990$9,990