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Comparison

Side-by-side payments and cash to close

Lowest monthly: Current Market Conventional

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$349,088$287,910
Remaining term (yrs)27.730.0
Secondary amount$0$0
Funding fee$1,745$0
Note rate6.99%7.24%
Blended rate6.99%7.48%
1st payment$2,374.73$1,962.10
2nd payment$0.00$0.00
Taxes / mo$104.25$104.25
Insurance / mo$150.00$150.00
MI / mo$0.00$57.58
HOA / mo$0.00$0.00
Total monthly$2,628.98$2,273.93
Cash to close$0$31,990