HQ Homes
Call Tony

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Assumable Loan + Second
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$163,730$163,730$629,100
Remaining term (yrs)17.617.630.0
Secondary amount$0$465,370$0
Funding fee$819$819$0
Note rate4.03%4.03%7.24%
Blended rate4.03%6.782%7.48%
1st payment$1,080.84$1,080.84$4,287.30
2nd payment$0.00$3,005.51$0.00
Taxes / mo$308.25$308.25$308.25
Insurance / mo$166.67$166.67$166.67
MI / mo$0.00$0.00$125.82
HOA / mo$0.00$0.00$0.00
Total monthly$1,555.76$4,561.27$4,888.04
Cash to close$535,270$69,900$69,900