HQ Homes
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Assumable Loan + Second
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$82,651$82,651$359,100
Remaining term (yrs)15.815.830.0
Secondary amount$0$276,449$0
Funding fee$413$413$0
Note rate3.49%3.49%7.24%
Blended rate3.49%6.77%7.48%
1st payment$564.60$564.60$2,447.26
2nd payment$0.00$1,785.40$0.00
Taxes / mo$107.67$107.67$107.67
Insurance / mo$150.00$150.00$150.00
MI / mo$0.00$0.00$71.82
HOA / mo$0.00$0.00$0.00
Total monthly$822.27$2,607.67$2,776.75
Cash to close$316,349$39,900$39,900