Tony English | HQ Homes

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Payment stack including taxes, insurance, and HOA

Down payment / equity bring-to

Detail	Assumable Loan Assumable · VA	Current Market Conventional New · Conventional
Loan amount	$519,734	$431,910
Remaining term (yrs)	25.5	30.0
Secondary amount	$0	$0
Funding fee	$2,599	$0
Note rate	4.67%	7.24%
Blended rate	4.67%	7.48%
1st payment	$2,903.93	$2,943.46
2nd payment	$0.00	$0.00
Taxes / mo	$616.33	$616.33
Insurance / mo	$166.67	$166.67
MI / mo	$0.00	$86.38
HOA / mo	$92.00	$92.00
Total monthly	$3,778.93	$3,904.84
Cash to close	$0	$47,990