HQ Homes
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Assumable Loan + Second
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$336,997$336,997$472,500
Remaining term (yrs)24.824.830.0
Secondary amount$0$135,503$0
Funding fee$1,685$1,685$0
Note rate2.8%2.8%7.24%
Blended rate2.8%4.291%7.48%
1st payment$1,566.86$1,566.86$3,220.08
2nd payment$0.00$903.35$0.00
Taxes / mo$180.83$180.83$180.83
Insurance / mo$166.67$166.67$166.67
MI / mo$0.00$0.00$94.50
HOA / mo$0.00$0.00$0.00
Total monthly$1,914.36$2,817.71$3,662.08
Cash to close$188,003$52,500$52,500