HQ Homes
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Assumable Loan + Second
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$335,973$335,973$625,500
Remaining term (yrs)25.225.230.0
Secondary amount$0$289,527$0
Funding fee$1,680$1,680$0
Note rate3.1%3.1%7.24%
Blended rate3.1%5.252%7.48%
1st payment$1,600.19$1,600.19$4,262.77
2nd payment$0.00$1,869.86$0.00
Taxes / mo$467.92$467.92$467.92
Insurance / mo$166.67$166.67$166.67
MI / mo$0.00$0.00$125.10
HOA / mo$52.00$52.00$52.00
Total monthly$2,286.78$4,156.64$5,074.45
Cash to close$359,027$69,500$69,500