HQ Homes
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Assumable Loan + Second
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$191,230$191,230$360,000
Remaining term (yrs)23.223.230.0
Secondary amount$0$168,770$0
Funding fee$956$956$0
Note rate3.69%3.69%7.24%
Blended rate3.69%5.711%7.48%
1st payment$1,021.95$1,021.95$2,453.39
2nd payment$0.00$1,125.13$0.00
Taxes / mo$217.92$217.92$217.92
Insurance / mo$150.00$150.00$150.00
MI / mo$0.00$0.00$72.00
HOA / mo$0.00$0.00$0.00
Total monthly$1,389.87$2,515.00$2,893.31
Cash to close$208,770$40,000$40,000