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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$366,376$355,500
Remaining term (yrs)26.330.0
Secondary amount$0$0
Funding fee$1,832$0
Note rate6.33%7.24%
Blended rate6.33%7.48%
1st payment$2,382.04$2,422.73
2nd payment$0.00$0.00
Taxes / mo$139.37$139.37
Insurance / mo$150.00$150.00
MI / mo$0.00$71.10
HOA / mo$0.00$0.00
Total monthly$2,671.41$2,783.19
Cash to close$28,624$39,500