HQ Homes
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Assumable Loan + Second
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$148,526$148,526$389,700
Remaining term (yrs)19.319.330.0
Secondary amount$0$241,174$0
Funding fee$743$743$0
Note rate3.72%3.72%7.24%
Blended rate3.72%6.214%7.48%
1st payment$896.09$896.09$2,655.80
2nd payment$0.00$1,557.58$0.00
Taxes / mo$137.25$137.25$137.25
Insurance / mo$150.00$150.00$150.00
MI / mo$0.00$0.00$77.94
HOA / mo$0.00$0.00$0.00
Total monthly$1,183.34$2,740.92$3,020.99
Cash to close$284,474$43,300$43,300