HQ Homes
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Assumable Loan + Second
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$938,826$938,826$989,100
Remaining term (yrs)29.129.130.0
Secondary amount$0$50,274$0
Funding fee$4,694$4,694$0
Note rate6.27%6.27%7.24%
Blended rate6.27%6.409%7.48%
1st payment$5,849.34$5,849.34$6,740.70
2nd payment$0.00$377.06$0.00
Taxes / mo$504.50$504.50$504.50
Insurance / mo$216.67$216.67$216.67
MI / mo$0.00$0.00$197.82
HOA / mo$0.00$0.00$0.00
Total monthly$6,570.50$6,947.56$7,659.68
Cash to close$160,174$109,900$109,900