HQ Homes
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · FHA
Assumable Loan + Second
Assumable · FHA
Current Market Conventional
New · Conventional
Loan amount$508,803$508,803$521,910
Remaining term (yrs)29.229.230.0
Secondary amount$0$42,102$0
Funding fee$0$0$0
Note rate6.18%6.18%7.24%
Blended rate6.73%7.123%7.48%
1st payment$3,134.21$3,134.21$3,556.81
2nd payment$0.00$416.64$0.00
Taxes / mo$334.08$334.08$334.08
Insurance / mo$166.67$166.67$166.67
MI / mo$235.04$235.04$104.38
HOA / mo$85.00$85.00$85.00
Total monthly$3,955.00$4,371.64$4,246.94
Cash to close$71,097$28,995$57,990