HQ Homes
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Assumable Loan + Second
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$544,074$544,074$710,100
Remaining term (yrs)28.428.430.0
Secondary amount$0$166,026$0
Funding fee$2,720$2,720$0
Note rate6.76%6.76%7.24%
Blended rate6.76%7.05%7.48%
1st payment$3,590.75$3,590.75$4,839.32
2nd payment$0.00$1,106.84$0.00
Taxes / mo$515.25$515.25$515.25
Insurance / mo$216.67$216.67$216.67
MI / mo$0.00$0.00$142.02
HOA / mo$30.00$30.00$30.00
Total monthly$4,352.67$5,459.51$5,743.25
Cash to close$244,926$78,900$78,900