HQ Homes
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · FHA
Assumable Loan + Second
Assumable · FHA
Current Market Conventional
New · Conventional
Loan amount$568,554$568,554$607,500
Remaining term (yrs)29.129.130.0
Secondary amount$0$38,946$0
Funding fee$0$0$0
Note rate6.5%6.5%7.24%
Blended rate7.05%7.175%7.48%
1st payment$3,627.25$3,627.25$4,140.10
2nd payment$0.00$292.10$0.00
Taxes / mo$288.00$288.00$288.00
Insurance / mo$166.67$166.67$166.67
MI / mo$263.02$263.02$121.50
HOA / mo$23.75$23.75$23.75
Total monthly$4,368.69$4,660.79$4,740.02
Cash to close$106,446$67,500$67,500