HQ Homes
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Assumable Loan + Second
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$955,988$955,988$1,192,500
Remaining term (yrs)25.525.530.0
Secondary amount$0$236,512$0
Funding fee$4,780$4,780$0
Note rate3.75%3.75%7.24%
Blended rate3.75%4.543%7.48%
1st payment$4,847.46$4,847.46$8,126.87
2nd payment$0.00$1,527.47$0.00
Taxes / mo$678.08$678.08$678.08
Insurance / mo$216.67$216.67$216.67
MI / mo$0.00$0.00$238.50
HOA / mo$66.67$66.67$66.67
Total monthly$5,808.88$7,336.35$9,326.79
Cash to close$369,012$132,500$132,500