HQ Homes
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Assumable Loan + Second
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$415,656$415,656$1,165,500
Remaining term (yrs)24.224.230.0
Secondary amount$0$749,844$0
Funding fee$2,078$2,078$0
Note rate2.72%2.72%7.24%
Blended rate2.72%5.956%7.48%
1st payment$1,952.42$1,952.42$7,942.86
2nd payment$0.00$4,842.74$0.00
Taxes / mo$737.08$737.08$737.08
Insurance / mo$216.67$216.67$216.67
MI / mo$0.00$0.00$233.10
HOA / mo$35.00$35.00$35.00
Total monthly$2,941.17$7,783.92$9,164.71
Cash to close$879,344$129,500$129,500