Tony English | HQ Homes

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Payment stack including taxes, insurance, and HOA

Down payment / equity bring-to

Detail	Assumable Loan Assumable · VA	Current Market Conventional New · Conventional
Loan amount	$648,819	$607,500
Remaining term (yrs)	25.7	30.0
Secondary amount	$0	$0
Funding fee	$3,244	$0
Note rate	5.81%	7.24%
Blended rate	5.81%	7.48%
1st payment	$4,046.76	$4,140.10
2nd payment	$0.00	$0.00
Taxes / mo	$344.92	$344.92
Insurance / mo	$166.67	$166.67
MI / mo	$0.00	$121.50
HOA / mo	$155.00	$155.00
Total monthly	$4,713.35	$4,928.18
Cash to close	$26,181	$67,500