HQ Homes
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Assumable Loan + Second
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$1,485,209$1,485,209$1,575,000
Remaining term (yrs)25.525.530.0
Secondary amount$0$89,791$0
Funding fee$7,426$7,426$0
Note rate6.67%6.67%7.24%
Blended rate6.67%6.803%7.48%
1st payment$10,096.68$10,096.68$10,733.60
2nd payment$0.00$673.44$0.00
Taxes / mo$638.25$638.25$638.25
Insurance / mo$216.67$216.67$216.67
MI / mo$0.00$0.00$315.00
HOA / mo$140.00$140.00$140.00
Total monthly$11,091.60$11,765.03$12,043.51
Cash to close$264,791$175,000$175,000