HQ Homes
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · FHA
Assumable Loan + Second
Assumable · FHA
Current Market Conventional
New · Conventional
Loan amount$161,046$161,046$733,500
Remaining term (yrs)24.724.730.0
Secondary amount$0$572,454$0
Funding fee$0$0$0
Note rate2.97%2.97%7.24%
Blended rate3.82%6.887%7.48%
1st payment$766.38$766.38$4,998.79
2nd payment$0.00$3,697.10$0.00
Taxes / mo$287.92$287.92$287.92
Insurance / mo$216.67$216.67$216.67
MI / mo$129.25$129.25$146.70
HOA / mo$0.00$0.00$0.00
Total monthly$1,400.21$5,097.31$5,650.07
Cash to close$653,954$81,500$81,500