HQ Homes
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · FHA
Assumable Loan + Second
Assumable · FHA
Current Market Conventional
New · Conventional
Loan amount$354,932$354,932$468,000
Remaining term (yrs)23.623.630.0
Secondary amount$0$113,068$0
Funding fee$0$0$0
Note rate3.26%3.26%7.24%
Blended rate4.11%5.05%7.48%
1st payment$1,794.88$1,794.88$3,189.41
2nd payment$0.00$753.79$0.00
Taxes / mo$511.08$511.08$511.08
Insurance / mo$166.67$166.67$166.67
MI / mo$291.76$291.76$93.60
HOA / mo$75.00$75.00$75.00
Total monthly$2,839.39$3,593.18$4,035.76
Cash to close$165,068$52,000$52,000