HQ Homes
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Assumable Loan + Second
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$939,500$939,500$976,500
Remaining term (yrs)28.428.430.0
Secondary amount$0$37,000$0
Funding fee$4,697$4,697$0
Note rate6.76%6.76%7.24%
Blended rate6.76%6.845%7.48%
1st payment$6,200.46$6,200.46$6,654.83
2nd payment$0.00$277.50$0.00
Taxes / mo$546.17$546.17$546.17
Insurance / mo$216.67$216.67$216.67
MI / mo$0.00$0.00$195.30
HOA / mo$62.50$62.50$62.50
Total monthly$7,025.79$7,303.30$7,675.46
Cash to close$145,500$108,500$108,500