Tony English | HQ Homes

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Payment stack including taxes, insurance, and HOA

Down payment / equity bring-to

Detail	Assumable Loan Assumable · VA	Current Market Conventional New · Conventional
Loan amount	$529,020	$517,455
Remaining term (yrs)	28.9	30.0
Secondary amount	$0	$0
Funding fee	$2,645	$0
Note rate	6.5%	7.24%
Blended rate	6.5%	7.48%
1st payment	$3,381.56	$3,526.45
2nd payment	$0.00	$0.00
Taxes / mo	$640.00	$640.00
Insurance / mo	$166.67	$166.67
MI / mo	$0.00	$103.49
HOA / mo	$100.00	$100.00
Total monthly	$4,288.23	$4,536.60
Cash to close	$45,930	$57,495