HQ Homes
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Assumable Loan + Second
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$303,825$303,825$764,910
Remaining term (yrs)24.924.930.0
Secondary amount$0$461,085$0
Funding fee$1,519$1,519$0
Note rate2.375%2.375%7.24%
Blended rate2.375%5.615%7.48%
1st payment$1,343.96$1,343.96$5,212.85
2nd payment$0.00$2,977.84$0.00
Taxes / mo$574.08$574.08$574.08
Insurance / mo$216.67$216.67$216.67
MI / mo$0.00$0.00$152.98
HOA / mo$110.33$110.33$110.33
Total monthly$2,245.04$5,222.88$6,266.91
Cash to close$546,075$84,990$84,990