HQ Homes
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · FHA
Assumable Loan + Second
Assumable · FHA
Current Market Conventional
New · Conventional
Loan amount$564,413$564,413$581,400
Remaining term (yrs)28.528.530.0
Secondary amount$0$49,287$0
Funding fee$0$0$0
Note rate6.65%6.65%7.24%
Blended rate7.2%7.575%7.48%
1st payment$3,680.78$3,680.78$3,962.23
2nd payment$0.00$487.74$0.00
Taxes / mo$532.75$532.75$532.75
Insurance / mo$166.67$166.67$166.67
MI / mo$262.79$262.79$116.28
HOA / mo$0.00$0.00$0.00
Total monthly$4,642.98$5,130.72$4,777.93
Cash to close$81,587$32,300$64,600