HQ Homes
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · FHA
Assumable Loan + Second
Assumable · FHA
Current Market Conventional
New · Conventional
Loan amount$645,514$645,514$665,100
Remaining term (yrs)25.625.630.0
Secondary amount$0$56,536$0
Funding fee$0$0$0
Note rate4.72%4.72%7.24%
Blended rate5.57%6.078%7.48%
1st payment$3,619.26$3,619.26$4,532.64
2nd payment$0.00$559.47$0.00
Taxes / mo$454.50$454.50$454.50
Insurance / mo$216.67$216.67$216.67
MI / mo$493.16$493.16$133.02
HOA / mo$0.00$0.00$0.00
Total monthly$4,783.58$5,343.05$5,336.83
Cash to close$93,486$36,950$73,900